Books and documents:
Agustí Chalaux de Subirà, Brauli Tamarit Tamarit.
Agustí Chalaux de Subirà.
Agustí Chalaux de Subirà.
Agustí Chalaux de Subirà.
Magdalena Grau, Agustí Chalaux.
- Information as a necessary element in any activity.
- Present lack of information on the market.
- Money circulation today.
- Scope and contents of this essay.
1. Information as a necessary element in any activity.
Information is, and will be more and more, one of the basic elements
in any human activity. We might even say that it is the main one, as without
the right information no activity can be developed with any sort of effectiveness.
Of late some biologists have compared the genetic code to a system which
accumulates, holds and transmits information: therefore information becomes
a necessary element not only for the development of activities but even
of life itself.
But besides the information contained in chromosomes, all living species
have their own inborn systems to obtain and develop the information from
their surroundings, and therefore to be able to act.
Man is an original being: besides other things he has gradually built
up new information systems, not inborn or natural, but as a social and
cultural creation. These systems have become more and more sophisticated
and complex, and have lead to the appearance of language, at first only
spoken and later -in the last 5,000 years- also written.
Writing therefore is not a new communication and information system
distinct from spoken language; it is simply a technical means to make the
keeping and transmission of language easier, which improves and multiplies
its range. At present, a new technology can fulfill much more quickly,
exactly and powerfully this function: we are talking about telecommunications
in all their different forms.
Besides, at present we dispose of informatics, which allows not only
obtaining, holding and transmitting data, but also their artificial-logical
treatment, according to pre-established programmes, as long as such data
have been rigorously codified and submitted to logical analysis.
2. Present lack of information on the market.
Even if there has been a great progress in technology for the transmission
and handling of information, at present it is very difficult to have exact
information with respect to any marketing phonemenon in reply to
classical questions, such as: WHO bought or sold a given merchandise? HOW,
under which conditions has the sale/purchase operation been effected? WHEN
was such operation brought about? WHY, for which reason has it been effected?
Under these conditions, neither the politician, nor the judge, nor the
businessman, nor the person in charge of an organization, nor the economist,
the sociologist or any simple citizen have enough information to prepare
and bring about a rational and effective strategy of action.
Until questions like the above, and especially the one concerning «WHO»,
cannot be answered exactly, Justice will not be able to establish with
documents personal responsibility in face of the law. The market will not
reach an actually full development, as long as it does not produce freely
analytic and synthetic information, detailed and complete, of all the population.
It can also be stated that theoretical and practical knowledge of the market
will make no progress, and will not become experimental, as long as there
is no rational system for documenting all the elemental facts which
take place in it.
However, also within the market man has created a very specialized information
system to understand all the facts which take place. The elemental facts
of the market are the goods exchange and the working information system
is the money system.
The idea of «money as travelling information» and of «money
system as an information system» is no piece of news, and it is currently
admitted by all the branch specialists. What we can say is that it has
not been studied enough and, above all, that the theoretical and practical
consequences of this theory have not been dealt with fully taking advantage
of all the possibilities.
The scope of this essay is the study of this matter according to the
present way of thinking and technical possibilities of information.
3. Money circulation today.
Money circulation -that is, circulation of news on the goods exchanges
within the market- has at present two different main aspects:
Circulation of bank notes from hand to hand: bank notes are bearer
bonds, that is anonymous. They do not leave any information on WHO has
effected the operation. Therefore, because of their very nature, they are
Circulation of current account notations, a consequence of «cheques»,
which are clearing orders. This second circulation is partially personalized,
but it is not thoroughly analytic and, above all, as soon as the person
involved wants, it can become a circulation of bank notes. As a matter
of fact, notwithstanding its enormous present importance, money circulation
through current accounts is legally subsidiary and derived from the circulation
of bank notes.
This is a much simplified look on the present monetary situation, which
is much more complex. But it allows to find out that to-day there is no
thorough, exact and public information on the elemental facts of the market.
The visual horizon offered by the present money system is therefore rather
limited and narrow, and is well below what informatics might allow, or
even better «tele-informatics or distance informatics», abbreviated
4. Scope and contents of this essay.
As we have said previously, the social effects of the lack of information
on the market are greatly negative at any level: economic, political, legal,
scientific... An uninformative money system not only allows all sorts of
dirty games disguised under anonymity of money, it stops the market agents
from taking decisions and preparing rational strategies and finally makes
the actual, scientific understanding of the market working difficult.
In reply to this fact, in this essay a possible and easy technological
solution is submitted: the description of a new and sole money instrument,
instead of those being used at present, will be the central subject. This
suggestion is included in the formal statement of a global money theory
-not new, but actually updated- and is followed by a consideration of the
many social consequences and possibilities which the new theories offer.
In the first place an analysis and consideration of the nature and functions
of the money systems will be made, both from an historical and present
day point of view. The money theory which will derive from this is the
starting point to establish a new money system, more rational, more adjusted
to present technological possibilities, and fully informative.
In the second place, we will describe the new money system which has
been suggested, based on what we call telematic cheque invoice.
This is a fully personalized money system, limited to one only elemental
market operation, and fully informative of its peculiarities. Its circulation
as a sole legal monetary instrument will allow to completely clear
up the market, and to give the information which is so vitally needed.
We will also refer to the minimal political conditions which must be granted
so that this money system becomes an actual social progress, and not a
regression as a monopoly of all the available trade information would be
in the hands of any group.
In the third place we will study the possibilities offered by the possession
of an exact and thorough information on the market. There are many advantages,
in the first place concerning one only idea: the rationalization of the
trade and social processes in any sort of contact with the market. Very
especially we must point out that by the introduction of the cheque invoice
as the sole legal money instrument, it will be possible to transform the
study of the market into a matter of real scientific experimental rigour.
We will also submit a work hypothesis on the market, which -as any other
hypothesis to be held on this subject- will only be experimentally tried
when the telematic cheque invoice becomes a fact. This hypothesis concerns
the possibility of building up a communal money hoard without any
need to tax the people, and is narrowly connected to the invention of
money. In the case of an experimental confirmation, politicians will
have a very strong weapon to obtain a balanced market and an equitable
distribution of the communal riches.
This is one of the reasons which have had more importance when writing
this essay: the research for effective solutions, not only for a good knowledge
and working of the market, but also for the many social problems which
are present today.